Mortgage Calculator

Arbor has put together this mortgage calculator to help you calculate your monthly payments. Unlike other calculators available online, this calculator is built with real loan data. The results you receive are accurate (yet estimated) to give you useful information. All loan types, rates, and payment estimates are what we would offer to someone with your provided situation.

Our calculators can calculate your payment, how how much you can afford, and the amount of cash you qualify to receive.

Our mortgage calculator can account for taxes and insurance, PMI, and interest only payments. A breakdown of the loan types and terms used within the calculator results is provided below. If you would like further information on any of the loan options provided please contact us.

Mortgage Calculators

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Affordability Calculator

Annual Income

Gross annual household income (before taxes)

Please enter a valid annual salary.

Monthly Debts

The amount you pay each month to credit cards, loans, car payments, etc

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Affordability Calculator


How much do you have available for a down payment?

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Affordability Calculator


How would you rate your creditworthiness?

Refinance Calculator

Property Info

How are planning to use this home?

Property Value

Conservatively, what do you expect this home to appraise for?

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Refinance Calculator

Current Loan Info

Please enter a valid balance.
Please choose a loan type.
Please enter a valid zip code.

Payoff Calculator

Cash Out Calculator

Cash Out Thank you for your submission!


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Receive your Pre-Approval

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Loan Amount: {{ cc.resultModel.targetLoanAmount | currency: "$": 0}}

Estimated Interest Rate: {{cc.resultModel.rate}}%

Estimated APR: {{cc.resultModel.apr}}%

Monthly Payment: {{ cc.resultModel.pmtPITI | currency: "$": 0}}

Downpayment: {{cc.resultModel.downpaymentPercent}}%

Enter your information so that we can generate your approval letter

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Special Loan Programs

This month we have special programs with low interest rates for both Owner Occupied & Second Homes. Contact us now to determine your eligibility!